9282 Palm Island Cir, North Fort Myers, FL 33903
Pending $445,000
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WAIT, WHAT? A GULF ACCESS HOME WITH NO FLOOD INSURANCE REQUIRED, ON A HALF ACRE LOT, IN A GATED COMMUNITY FOR $445K? YES THAT DOES EXIST!!!. If you’ve been dreaming about waterfront living without the waterfront insurance bill, this one might make you do a double take. This beautifully maintained 3 bdr, 2 bath GULF ACCESS home features a bright open layout with rich wood floors, high ceilings, and plenty of natural light. The spacious kitchen includes stainless steel appliances, a gas stove (250 gallon tank), and plenty of space to cook, entertain, or pretend you cook. The screened front entry helps keep the bugs where they belong… outside. The back screened lanai offers the perfect spot for morning coffee, evening cocktails, or simply pretending you're going to start that new book you bought. There's also plenty of space in the backyard for that pool oasis you've always wanted or for your pets to have room to run. If you're a boater you'll enjoy the ease of access to the Caloosahatchee River and downtown area that are within minutes from your backyard that includes a dock and a 10,000lb boat lift! In addition, this unique home has had no damage through any storms and the roof is (2021), AC is (2024), and the water heater is (2025). The small community of Palm Island with about 200 homes offers tons of social activities, pool, hot tub, pickleball, tennis, and a game room all geared towards helping you make new friends and meet your neighbors. Plus the community is close to shopping, restaurants, schools, churches, parks, 2 airports, and downtown Fort Myers. Whether you're looking for a primary home, seasonal escape, or a waterfront property with room to breathe, this one checks a lot of boxes—and probably a few you didn’t even know you wanted. So come enjoy the Southwest Florida lifestyle and see this rare home for sale before someone else docks their boat here first.
Window Coverings
Foyer
French Doors
Pantry
Smoke Detectors
Walk- In Closet(s)
Bar
Built- In Cabinets
Fire Sprinkler
Community Gulf Boat Access
Community Boat Ramp
Community Boat Slip
Underground Utility
Pickleball
Tennis Court(s)
Pool
Community Room
Spa/ Hot Tub
Fitness Center
Taxes: $5,536.00
Tax Year: 2025
Association Fee: $3,420.00
Boat Dock Private
Boat Lift
Dock Included
Elec Avail at dock
Water Avail at Dock
Screened Lanai/ Porch
Dryer
Microwave
Refrigerator/ Freezer
Washer
Gas Cooktop
Dishwasher
Y
Canal Front
Intersecting Canal
Mangrove
Navigable
Seawall
Building Description: Ranch, Single Family
Community Type: Boating, Gated
MLS Area: Palm Island
Total Square Footage: 2,471
Total Floors: 1
Water: Central
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-03-06 00:00:00
Pool Description: Community
Furnished: Unfurnished
Windows: Window Coverings
Parking: Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Tile, Wood
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters - Manual
Security: Smoke Detector(S), Gated Community, Fire Sprinkler System
Laundry: Laundry In Residence
Irrigation: Assessment Paid, Central
Pets: With Approval
Restrictions: Deeded, No Commercial, No R V
Maintenance: Trash Removal, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance, Irrigation Water, Lawn/ Land Maintenance, Manager
Rear Exposure: Ne
Lot Desc.: Oversize
Amenities: Community Gulf Boat Access, Community Boat Ramp, Community Boat Slip, Underground Utility, Pickleball, Tennis Court(S), Pool, Community Room, Spa/ Hot Tub, Fitness Center
Listing Courtesy Of: Maxrev Llc
jdiaz1023@gmail.com
WAIT, WHAT? A GULF ACCESS HOME WITH NO FLOOD INSURANCE REQUIRED, ON A HALF ACRE LOT, IN A GATED COMMUNITY FOR $445K? YES THAT DOES EXIST!!!. If you’ve been dreaming about waterfront living without the waterfront insurance bill, this one might make you do a double take. This beautifully maintained 3 bdr, 2 bath GULF ACCESS home features a bright open layout with rich wood floors, high ceilings, and plenty of natural light. The spacious kitchen includes stainless steel appliances, a gas stove (250 gallon tank), and plenty of space to cook, entertain, or pretend you cook. The screened front entry helps keep the bugs where they belong… outside. The back screened lanai offers the perfect spot for morning coffee, evening cocktails, or simply pretending you're going to start that new book you bought. There's also plenty of space in the backyard for that pool oasis you've always wanted or for your pets to have room to run. If you're a boater you'll enjoy the ease of access to the Caloosahatchee River and downtown area that are within minutes from your backyard that includes a dock and a 10,000lb boat lift! In addition, this unique home has had no damage through any storms and the roof is (2021), AC is (2024), and the water heater is (2025). The small community of Palm Island with about 200 homes offers tons of social activities, pool, hot tub, pickleball, tennis, and a game room all geared towards helping you make new friends and meet your neighbors. Plus the community is close to shopping, restaurants, schools, churches, parks, 2 airports, and downtown Fort Myers. Whether you're looking for a primary home, seasonal escape, or a waterfront property with room to breathe, this one checks a lot of boxes—and probably a few you didn’t even know you wanted. So come enjoy the Southwest Florida lifestyle and see this rare home for sale before someone else docks their boat here first.
Property Details
Price: $445,000
Sq Ft: 2,007
($222 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: North Fort Myers
County: Lee
Type: Single Family
Development: Palm Island
Acres: 0.5100
Virtual Tour/Floorplan: View
Year Built: 2004
Listing Number: 2026011348
Status Code: Pending
Taxes: $5,536.00
Tax Year: 2025
Application Fee: $150.00
Garage:
2
/
Y
Furnishings: Unfurnished
Pets Allowed: With Approval
Total Recurring Fees: $3,420
Total Recurring Fee Frequency: 0.00
Interior Features:
Window Coverings
Foyer
French Doors
Pantry
Smoke Detectors
Walk- In Closet(s)
Bar
Built- In Cabinets
Fire Sprinkler
Amenities:
Community Gulf Boat Access
Community Boat Ramp
Community Boat Slip
Underground Utility
Pickleball
Tennis Court(s)
Pool
Community Room
Spa/ Hot Tub
Fitness Center
Financial Information:
Taxes: $5,536.00
Tax Year: 2025
Association Fee: $3,420.00
Exterior Features:
Boat Dock Private
Boat Lift
Dock Included
Elec Avail at dock
Water Avail at Dock
Screened Lanai/ Porch
Equipment:
Dryer
Microwave
Refrigerator/ Freezer
Washer
Gas Cooktop
Dishwasher
View:
Y
Waterfront Description:
Canal Front
Intersecting Canal
Mangrove
Navigable
Seawall
Additional Information:
Building Description: Ranch, Single Family
Community Type: Boating, Gated
MLS Area: Palm Island
Total Square Footage: 2,471
Total Floors: 1
Water: Central
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-03-06 00:00:00
Pool Description: Community
Furnished: Unfurnished
Windows: Window Coverings
Parking: Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Tile, Wood
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters - Manual
Security: Smoke Detector(S), Gated Community, Fire Sprinkler System
Laundry: Laundry In Residence
Irrigation: Assessment Paid, Central
Pets: With Approval
Restrictions: Deeded, No Commercial, No R V
Maintenance: Trash Removal, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance, Irrigation Water, Lawn/ Land Maintenance, Manager
Rear Exposure: Ne
Lot Desc.: Oversize
Amenities: Community Gulf Boat Access, Community Boat Ramp, Community Boat Slip, Underground Utility, Pickleball, Tennis Court(S), Pool, Community Room, Spa/ Hot Tub, Fitness Center
Map of 9282 Palm Island Cir, North Fort Myers, FL 33903
Listing Courtesy Of: Maxrev Llc
jdiaz1023@gmail.com